Peer to Peer Crypto Lending
on Blockchain

lend and borrow, simpler than ever.

What is karo?

A peer-to-peer lending platform where people and companies can lend and borrow directly. A cover for a large unbanked people and using an artificial intelligence (AI) for credit rating. An upgrade on decentralized P2P lending platform using Karo token as utility token while compatible with legal and fiat moeny.

Lender

Invest in people. By choosing your investing strategy you can invest in many loans and get monthly payments by your accepted lending rate

Borrower

Get a personal loan for your financial goals, a personalized loan based on your request and financial behavior is what your goals need

Insurer

You can act as an insurer. Check requests, borrower credit history and reputation and insurance the requests by your expected fee.

Learn more about us

Apply for personal loan

Check Your Credit Score

You can use our credit scoring engine to get your loan credit. We use a distributed data evaluated in an isolated manner through integrated blockchain nodes.

Monitor LTV (Loan to Value)

Besides our credit score, you can use our system reports for your loan ratio through your loan. You can stay informed and manage the risks or opportunities with your loan.

Use Digital Currencies as Assets

We accept all crypto-currencies as a collateral to your loan. You can keep them in your LTV.

Get Loan in less than 72 hours

As soon as you fill your application request, all nodes in our blockchain network will be notified and they can evaluate your request.